Healthcare Marketplace
ACA plans, subsidies, metal tiers, and picking a plan that actually fits your care and prescriptions.
Health coverage, decoded by a pharmacist
Your prescription to wellness — starting with the right plan.
Independent, unbiased help choosing health insurance — marketplace, employer, FEHB, cost-share programs, short-term disability, long-term care, and coverage for travel or life abroad. Explained in plain English by a board-certified pharmacist.
- 15+ yrs
- Pharmacy practice
- BCGP
- Board certified
- 7+
- Coverage types
PharmD, BCGP Pharmacogenomics Certified Residency Trained PBM & Pharmacy Advocacy Featured on Khatta Meetha Podcast
What we cover
Every path to coverage, without the sales pitch.
I don't sell policies. I help you understand the trade-offs so you pick a plan that fits your health, your family, and your budget.
Employer Programs
Decoding open enrollment: HMO vs PPO, HSA/FSA, embedded deductibles, and dependent coverage.
Cost-Share Programs
How faith-based and community sharing ministries actually work — and when they don't.
Federal FEHB Plans
Navigating the FEHB catalog, self+one vs self+family, and coordinating with Medicare.
Short-Term Disability
Bridging income gaps around surgery, pregnancy, or unexpected leave.
Long-Term Care Insurance
Planning ahead so aging in place doesn't drain a lifetime of savings.
Travel & Expat Coverage
Trip medical, evacuation, and global health plans for travelers and Americans living abroad.
Rx & PBM Advocacy
Lowering prescription costs, navigating PBMs, and choosing independent vs chain pharmacies.
Meet your advisor
A pharmacist who reads the fine print — so you don't have to.
I've been a pharmacist since 2008, board certified in geriatric pharmacy (BCGP), with certifications in pharmacogenomics and residency training across multiple healthcare settings. My late husband, Omar Khan, worked in both chain and independent pharmacies in the USA and Canada. Together we were passionate about how PBMs shape what you pay, and we spent years advocating for the profession.
Rx To Travel exists because too many people choose a plan based on the premium alone — then get blindsided by formularies, networks, or exclusions. My job is to teach, empower, and walk you through the choice with clarity and calm.
- PharmD, BCGP
- Pharmacogenomics certified
- Residency trained
- Independent & chain pharmacy experience
- PBM & formulary literacy
- Educator at heart
Ways to work together
Pick the level of guidance you need.
Every engagement is independent and unbiased — I don't earn commissions from insurers.
Clarity Call
45-minute session
$149
One focused conversation to answer specific questions about a plan you're considering.
- 45-min video consult
- Plain-English plan breakdown
- Written recap with next steps
- One follow-up email
Enrollment Deep Dive
The full open-enrollment experience — I compare your options side-by-side and recommend a fit.
$399
- 90-min working session
- Side-by-side plan comparison
- Rx & PBM cost review
- Personalized written plan
- Two weeks of email support
Year-Round Advisory
Ongoing partnership
$1,200/yr
For families, expats, and near-retirees juggling multiple coverage types over time.
- Quarterly strategy sessions
- Life-event replanning (move, job, baby)
- Travel & expat coverage checkups
- Priority email + text access
Compare services
What you get at each tier.
| Feature | Clarity Call $149 | Enrollment Deep Dive $399 | Year-Round Advisory $1,200/yr |
|---|---|---|---|
| Video consult length | 45 min | 90 min | Quarterly, 60 min |
| Side-by-side plan comparison | |||
| Rx & PBM cost review | Light | ||
| Personalized written plan | |||
| Follow-up email support | 1 email | 2 weeks | Priority, year-round |
| Life-event replanning | |||
| Travel & expat checkups | Add-on | ||
| Best for | A single question | Open enrollment | Families & expats |
| Choose Clarity | Choose Enrollment | Choose Year-Round |
Eligibility quiz
Not sure where to start? Take 60 seconds.
Three quick questions, and I'll point you to the coverage path — and service tier — that fits best. No email required.
Guides & digital products
Learn at your own pace.
Downloadable guides and workbooks built from years of pharmacy practice and client conversations. New titles rolling out through 2026.
AvailableFree
The Healthcare Coverage Guide
The framework I use with clients — compare plans, understand Rx costs, and avoid the most common enrollment mistakes.
Request the guideComing soon$19
Open Enrollment Workbook
A printable workbook that walks you through comparing 3 plans side-by-side, with Rx and network worksheets.
Notify meComing soon$29
Expat Coverage Playbook
How to layer travel medical, evacuation, and global health plans if you live or work abroad.
Notify meGet in touch
Tell me about your coverage question.
Prefer a written intro before booking? Share a few details and I'll reply within one business day with next steps and a fit recommendation.
- No sales pitch — I don't sell policies
- Reply within 1 business day
- Your details stay private
Choosing a Health Insurance Plan
My guest episode on the Khatta Meetha Podcast — a plain-English walkthrough of picking coverage during open enrollment.
ListenHealthcare Coverage Guide
The same framework I use with clients — free while it's in beta.
Request the guideAll my links
Podcast, socials, booking, and future guide launches — collected on Linktree.
Visit LinktreeCommon questions
Answers before you book.
Do you sell insurance policies?+
No. I'm an independent consultant, not a broker — I don't earn commissions. You pay me for guidance and enroll directly with the insurer or marketplace.
Can you help with Medicare or FEHB?+
Yes. FEHB, Medicare coordination, and long-term care planning are common conversations, especially with clients approaching retirement.
I'm moving abroad — can you help me stay covered?+
Absolutely. Travel medical, evacuation, and expat health plans are a specialty. We'll match coverage to where you're going and how long you'll be gone.
How is a pharmacist qualified to advise on insurance?+
Prescriptions are one of the biggest hidden costs of any plan. My clinical background, PBM literacy, and pharmacogenomics training let me evaluate coverage where most brokers can't.
Let's find the plan that actually fits your life.
Book a session on the platform you prefer — Microsoft Teams or Google Meet. Prefer email first? Send a note and we'll take it from there.